Having the Right Coverage: What it Means to Be Underinsured

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Understanding Underinsurance   If your employees have insurance, they’re covered, right? The truth is, however, that they may have a false sense of security as many Americans are not in possession of the right coverage. This is known as being underinsured and can have a devastating impact if they need to claim on their insurance.… Continue reading Having the Right Coverage: What it Means to Be Underinsured

The Renewal Process

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Why Health Insurance Renewals are Essential and can be Beneficial   The renewal process may seem like an inconvenience, but it’s actually a time where your business could benefit. Whether it’s your first time or you’ve done this countless times before, there’s always a chance to improve your health plans by considering something new. An… Continue reading The Renewal Process

Health Insurance Today

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One of the most important modern health insurance trends is the ability to work from anywhere. Set to transform how businesses in the United States operate, employers and employees alike are likely to embrace this emerging trend and experience a whole range of plus points.   However, there are aspects of this that could cause… Continue reading Health Insurance Today

A Reduction in Healthcare Costs for Larger Businesses

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High growth companies often surpass the health insurance milestone with little effort. Until your business has over 50 or 100 employees, depending on your state, you won’t really be able to negotiate your health insurance rates. It’s likely that your health insurance plans will be your biggest expense after employee salary, but until you expand… Continue reading A Reduction in Healthcare Costs for Larger Businesses

How to Improve the Open Enrollment Process for Employee Benefits

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While many aspects of your business are likely to have progressed into the modern age seamlessly, the open enrollment process is likely to have remained unchanged. There are many ways in which you can improve the benefits enrollment experience for your employees. We’ve put together this short guide to help you make things a lot… Continue reading How to Improve the Open Enrollment Process for Employee Benefits

Reducing Health Insurance Costs During the Pandemic

Reducing Your Plan Costs During the Pandemic   This may come as a surprise, but it’s possible that you could get a favorable health plan renewal despite the pandemic. As an expert benefit team, we can help to negotiate plan renewals for our clients. We’ve noticed there are several ways in which you can negotiate… Continue reading Reducing Health Insurance Costs During the Pandemic

Keeping Your Employees Informed About Covid-19

As an employer, you have a duty of care for your employees. The Occupational Safety and Health Administration has published details regarding best practices for you to follow. However, there are additional steps you can take to ensure things are as stress-free as possible for your employees. One of these steps is keeping them informed,… Continue reading Keeping Your Employees Informed About Covid-19

What to Look Out For in Your Health Insurance

The world of health insurance is full of industry-specific terms that you’re unlikely to hear anywhere else. We’ve put together this short guide to help you get up to speed with some of the most common health insurance terminology you’re likely to hear when navigating the complex world of insurance.   Deductibles   Your deductible… Continue reading What to Look Out For in Your Health Insurance

How Are Group Health Insurance Renewal Rates Calculated?

How Are Group Health Insurance Renewal Rates Calculated? Cost is one of the most important things to navigate when it comes to group health insurance and the associated renewal fees. The best quality group health insurance is more than just cost savings, it’s knowing that your employees are covered should something bad happen. Having insurance… Continue reading How Are Group Health Insurance Renewal Rates Calculated?

Health Savings Account Comparison: Difference between HSA, HRA, and FSA

HSA, HRA, FSA – Which is Right for Your Business?   These three kinds of accounts can help you to pay for healthcare expenses. Costs such as deductibles, co-pays, and prescription drugs can be better managed by implementing one of these accounts. However, each account has slight differences that should be considered before you decide… Continue reading Health Savings Account Comparison: Difference between HSA, HRA, and FSA