The Most Frequently Asked Open Enrollment Questions, Answered Open enrollment periods can be complicated, even for Human Resources professionals. And for employees, selecting the perfect mix of health coverage benefits during an open enrollment period can seem tricky. It might feel like there are so many options, and such a short time frame for employees… Continue reading The Basics of Open Enrollment

What is HIPPA?? How Does HIPAA Protect Employees? HIPAA is a complicated health and privacy act that intertwines significantly with legal compliance in the workplace. Human resource professionals are often left to wonder: what is HIPAA, exactly? Where does the act come into play within the employer-employee relationship? Read on to learn the fundamentals about… Continue reading How Does HIPAA Protect Employees?

What’s the difference between exempt and nonexempt employees? What Does a Nonexempt Employee Mean? For purposes of the Fair Labor Standards Act (FLSA), employees can be grouped into two categories: exempt and nonexempt.  The difference basically comes down to pay for overtime work. Exempt employees are exempt from being paid overtime. Nonexempt employees must be… Continue reading What Does a Nonexempt Employee Mean?

Learn the Basics of Association Health Plans for Employers What is an Association Health Plan? When considering your organization’s health coverage offerings, it’s important to understand association health plans, or “AHPs.” Fundamentally, association health plans are a type of group medical insurance.  An association health plan can provide these businesses and individuals with significant savings,… Continue reading What is an Association Health Plan?

HSA stands for Health Savings Account. An HSA is a unique type of bank account for an individual employee’s healthcare costs. Think of an HSA as an account that provides a safety net for all the healthcare expenses your health plan doesn’t cover, such as deductibles, prescriptions, COBRA services, long-term care, vision and dental expenses.… Continue reading What is an Employer HSA Contribution?

Every year, new entrepreneurs start their own businesses. For some, the freedom of running a business is worth the risk of not having health insurance coverage. But for many, self-employment means being responsible for paying for your own healthcare or finding affordable coverage options that don’t interfere with your ability to make money. This post… Continue reading What is Self-Employed Health Insurance?