Insights
Guides, briefs and answers for the people running benefits — written by the advisors who do this every day.
A benefits budget meeting can turn tense fast. A growing company wants to compete with larger employers, but the renewal notice says paying every premium dollar would consume money earmarked
An employee calls HR after receiving a medical bill they don't understand. They chose a provider from a search result, assumed the visit was covered, and delayed follow-up care while
A waiting period is the time after an employee meets a plan's eligibility requirements and before health coverage becomes effective. For U.S. group health plans, the Affordable Care Act caps
Your benefits package looks broad, enrollment is healthy, and leadership assumes the compliance work is under control. Then an advisor asks whether the self-insured medical plan and the company's pre-tax
You open your inbox and see a document from your health plan after a doctor's visit. The total charge looks alarming, and your first instinct is to reach for your
The renewal deadline is approaching, employees are asking which plan they should choose, and your payroll file still contains deductions from last year. In a small business, one person often
