What Is Section 125 Plan
A Section 125 plan is a written employer-sponsored cafeteria plan that lets employees pay certain benefits, such as health premiums and FSA contributions, with pre-tax dollars. In 2026, the health
September 9, 2026
Insights
Benely Insights
Guides, briefs and answers for the people running benefits — written by the advisors who do this every day.
Reference Based Pricing Insurance: A Practical Guide
A CFO staring at a fully insured renewal often sees the same frustrating pattern: premiums climb, the stop-loss renewal adds pressure, and the PPO's “discount” looks much less impressive when
September 8, 2026
What Is a Self Directed Broker? a Business Guide
Your CFO wants a retirement benefit that attracts experienced hires. Your employees want more investment choice. Your plan committee wants predictable administration, clear fees, and no avoidable fiduciary surprises. Those
September 7, 2026
What Is Benchmarking and How Employers Use It to Win
Your renewal packet has arrived. The premium is higher, participation looks uneven, and a department head says competitors offer better benefits. You're expected to recommend changes, but one question keeps
September 6, 2026
Minimum Creditable Coverage Explained for Employers
A Woburn HR lead discovers that a remote sales hire working from New Hampshire still needs a Massachusetts coverage review because her payroll is taxed in Massachusetts. The plan looks
September 5, 2026
Employee Benefits Communication Strategy: A Practical Guide
In a 2023 survey of more than 4,000 U.S. companies, 74% of employers said they had increased communication about compensation and benefits, yet only 23% had implemented a benefits communication
September 4, 2026