Insights
Guides, briefs and answers for the people running benefits — written by the advisors who do this every day.
A group health plan is medical coverage an employer or organization sponsors for its workers and their dependents. It's governed mainly by ERISA, and employers commonly share the premium cost
A daycare invoice arrives on the same morning your spouse has an important shift, your child's preschool needs payment, and a parent needs help getting through the day. You know
39% of private industry workers had access to an HSA in March 2024, up from 24% in March 2015, according to the U.S. Bureau of Labor Statistics, and that growth
If you've ever opened an explanation of benefits and wondered why you're still paying so much after already paying a premium, you're not alone. The word deductible is one of
In healthcare, ROI means return on investment, and it's calculated as (benefits minus costs) divided by costs times 100. For employers, the question is whether a health program's cost is
You're probably staring at a renewal notice right now, doing the same math every SMB leader does when benefits come up again. The carrier wants more, your team wants choice,
