Insights
Guides, briefs and answers for the people running benefits — written by the advisors who do this every day.
In 2025, the average employer-sponsored premium was $9,325 for single coverage and $26,993 for family coverage, while workers paid 16% and 26% respectively. The right plan is the one that
A PEO employee performs day-to-day work for a client company while a third-party PEO manages payroll, taxes, benefits, and related HR administration under a co-employment arrangement. At the end of
An employee needs a specialist, but the specialist they've trusted for years isn't in the plan's network. A conventional HMO may leave the employee choosing between changing providers and paying
Monday morning starts with a renewal email marked “urgent.” Your founder has two spreadsheets open, the finance lead is recalculating payroll deductions, and three employees are asking whether the new
More than 90% of employers now use a technology system or platform for at least one HR or benefits function, and 68% of workers completed their latest open enrollment digitally
You've hired steadily, added a few variable-hour employees, and now your payroll report shows a workforce that's close to 50 people. Your finance lead says you're still a small employer
